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Motorcycle Insurance in Jacksonville, FL

Motorcycle insurance addresses the unique risks of two-wheeled travel, including accidents, theft and liability.

What Does Motorcycle Insurance Typically Include? Silhouette of a motorcyclist riding on a scenic road during a beautiful sunset, emphasizing freedom and adventure.

What motorcycle insurance covers can vary based on your riding habits, location and the type of motorcycle you own. However, a standard motorcycle insurance policy may include the following coverages:

  • Liability coverage may help cover costs if you’re responsible for third-party injuries or property damage in an accident
  • Collision coverage may assist in repairing or replacing your bike if it’s damaged in a crash
  • Comprehensive coverage may help cover losses from theft, fire or weather-related damage
  • Medical payments coverage may assist with medical expenses for you or your passenger, regardless of fault
  • Uninsured/underinsured motorist coverage may help if you’re involved in an accident with a driver who lacks sufficient insurance
  • Accessories and custom parts coverage may help cover added features like saddlebags, chrome upgrades or custom paintwork

What Should You Consider When Buying Motorcycle Insurance?

Before purchasing a policy, it’s helpful to consider:

  • Your bike’s value and custom features
  • Whether you ride seasonally or year-round
  • Where you park or store the bike
  • The level of risk you’re comfortable self-insuring through deductibles
  • Lienholder or financing requirements

Our team can help you compare coverage levels, discuss optional add-ons and recommend a policy that fits your riding style.

Contact Us Today

At All Florida Insurance Options Inc, we’re proud to support riders with various motorcycle insurance options. Contact our office today to request a quote or talk with an agent about your coverage needs.

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