January 19, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
February 6, 2025
AgencyIs Commercial Property Insurance Required?
The business world is constantly changing, making it essential to protect your assets. One way to do this is through commercial property insurance. But is it mandatory? Let’s explore why commercial property insurance is essential, whether it’s legally required or not and how it provides business owners the protection they need. Understanding Commercial Property Insurance […]
March 27, 2025
AgencyDo You Need Commercial Auto Insurance in Florida?
Florida businesses rely heavily on vehicles to transport goods and provide services. Commercial auto insurance is critical for any business that uses vehicles in its daily activities. This type of insurance is designed to address the unique risks associated with commercial vehicle use. Commercial auto insurance covers a range of scenarios, including accidents, theft and […]
April 25, 2025
AgencyThe Impact of Safety Programs on Workers’ Compensation Premiums
Implementing safety programs in the workplace is a strategic approach that can significantly impact workers’ compensation premiums. These programs are designed to create a safer work environment, thereby reducing the frequency and severity of workplace injuries. This reduction in injuries can directly correlate with lower workers’ compensation claims, which in turn can lead to substantial […]
May 27, 2025
AgencyThe Impact of Vehicle Recalls on Insurance Coverage
Automakers issue recalls when they discover a defect or safety issue that could affect the performance or safety of a vehicle. These recalls can range from minor software updates to critical mechanical repairs. While the primary focus of a recall is to correct a manufacturing issue, it can also raise questions about how it might […]
August 25, 2025
AgencyWhat Is Professional Liability Insurance?
As a member of the business community, you’re part of a vast network of professionals and commercial entities, each expected to provide reliable and consistent services. However, despite your best efforts and due diligence, this may not always be possible. Accidents and errors can inevitably occur among even the most experienced businesses, necessitating appropriate professional […]
September 22, 2025
AgencyDoes My Small Business Need General Liability Insurance?
General liability insurance is designed to help safeguard your business from some of the most common risks you may face. This type of policy can provide coverage for: Third-party bodily injury: General liability insurance may help cover medical expenses and legal costs if a customer or visitor is injured on your premises. Property damage: Accidents […]